Index Equity Linked Deposits

Index Equity Linked Deposits
  • We currently have MarketFlex, Prairies Basket, and North American Basket.
  • No set interest rate; a return is calculated by Concentra Financial based on the stocks/companies involved in the individual product.
  • Though there is no guarantee of a return, the member’s principal deposit is 100% guaranteed.
  • We do not charge a commission on any of our retirement products or terms.
  • Index-linked products are offered as an RRSP, TFSA or as a Term Deposit.
  • Index-linked products are offered monthly from January – April and quarterly – June, September, and December.

Please contact Spiritwood Credit Union for more information regarding Index–Linked Products.